by Matthew Spay | Dec 13, 2018 | Blog
December 22, 2017 by retirementtimesnewsletter Retirement can be the most wonderful time of your life, truly the golden years. It is up to you to do what you can to make it so. Enjoying good health in retirement is key to quality of life. The other major determiner of...
by Matthew Spay | Dec 11, 2018 | Blog
Posted on December 22, 2017 by retirementtimesnewsletter Subsequent to the 2012 implementation of ERISA fee reporting regulations (ERISA 408(b)(2) & 404(a)(5)), the Department of Labor (DOL) began to consider the appropriateness of the allocation of plan fees...
by Matthew Spay | Dec 6, 2018 | Blog
Posted on December 22, 2017 by retirementtimesnewsletter When it comes to fiscally frugal health insurance options, health savings accounts (HSAs) aren’t exactly new to the game. They’ve been around since 2003 and have only increased in popularity among employers,...
by Matthew Spay | Dec 4, 2018 | Blog
Posted on December 12, 2017 by retirementtimesnewsletter Roth 401(k) Basics Elective deferral contributions to a traditional retirement plan are contributed on a pre-tax basis and help lower your current taxable income. Roth elective deferral contributions, however,...
by Matthew Spay | Nov 29, 2018 | Blog
Posted on December 8, 2017 by retirementtimesnewsletter Last year, lawsuits were brought against the fiduciaries of the 403(b) plans of a number of major colleges and universities. Among the defendants were some of the country’s most prestigious institutions,...
