by Matthew Spay | Dec 4, 2018 | Blog
Posted on December 12, 2017 by retirementtimesnewsletter Roth 401(k) Basics Elective deferral contributions to a traditional retirement plan are contributed on a pre-tax basis and help lower your current taxable income. Roth elective deferral contributions, however,...
by Matthew Spay | Nov 29, 2018 | Blog
Posted on December 8, 2017 by retirementtimesnewsletter Last year, lawsuits were brought against the fiduciaries of the 403(b) plans of a number of major colleges and universities. Among the defendants were some of the country’s most prestigious institutions,...
by Matthew Spay | Nov 27, 2018 | Blog
Posted on November 30, 2017 by retirementtimesnewsletter All approach retirement, some sooner than others. To enjoy your retirement years and not be a burden on family members, it is essential that you save sufficient assets to carry you through your retirement. No...
by Matthew Spay | Nov 20, 2018 | Blog
Posted on November 3, 2017 by retirementtimesnewsletter Purchasing a home is a big decision. There are many factors to consider. Most importantly, what is your budget? Is now the time to rent instead? How do you know? If you do become a homeowner, what about your...
by Matthew Spay | Nov 15, 2018 | Blog
Posted on November 3, 2017 by retirementtimesnewsletter What constitutes a partial plan termination? There is a rebuttable presumption that a partial termination has occurred if 20 percent or more of the participants are involuntarily terminated. The calculation is...
by Matthew Spay | Nov 13, 2018 | Blog
Posted on November 3, 2017 by retirementtimesnewsletter When we think of employee benefits in today’s traditional landscape, we don’t typically include wellness within that core definition. Instead, wellness is often considered a standalone strategy. But this...
