Fiduciary Fitness Program

spay_0001_iStock_000055812976_Medium How is the health of your retirement plan? The Fiduciary Fitness Program^TM (FFP) is an independent compliance tool to not only measure the health of your retirement plan but also as a means to identify potential weaknesses in your plan and remedy through education, diligence, and process. The goals of the program are to:

• Identify plan fiduciaries and understand the extent of their specific responsibilities
• Attempt to comply with ERISA 404a and 404c
• Document the hiring process for service providers and other vendors
• Identify parties in interest to the plan and take steps to monitor transactions
• Understand major exemptions under ERISA that permits transactions with parties in interest
• Review plan documents in light of current plan operations and make necessary updates
• Comply with reporting and disclosure requirements
• Ensure that individuals are properly bonded and covered by liability insurance and more

The diagnostic aspect of the FFP ensures that everything is in order for safe and secure operation.

The Fiduciary Plan Review provides education, documentation and plan metrics to meet fiduciary responsibilities and improve operational efficiency. Additionally, we provide a virtual filing cabinet called the Fiduciary Briefcase to securely organize documents pertaining to your 401(k).

Log in to your Fiduciary Briefcase below.

Spay & Associates | 5465 Utica Ridge Road | Davenport, Iowa 52807 | Phone: 563-326-0960 | Fax: 563-823-0535

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Spay & Associates are not affiliated.

Cambridge’s Form CRS (Customer Relationship Summary)

This communication is strictly intended for individuals residing in the states of CA, FL, IA, IL, IN, ME, MO, NM, OH, TX, WI. No offers may be made or accepted from any resident outside the specific states referenced.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this website.

Spay and Associates