Retirement Plan Partner Process

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Step 1: Find exceptional service provider addressing your goals

• Fee benchmarking/full vendor search
• Meets fiduciary obligation to ensure competitiveness within the market place
• Improves decision making for choosing a new provider

Step 2: Investment due diligence to enhance investment opportunities

• Institutional approach utilizing a well-documented process and methodology
• Investment Policy Statement creation and monitoring
• Fiduciary investment reviews
• Quarterly market summary

Step 3: Fiduciary guidance – Fiduciary Fitness Program™

• Our program provides resources as a means to identifying potential weaknesses in your plan and remedy them through education, due diligence, and a documented process
• Fiduciary Report Card™
• Fiduciary Plan Review™
• Client Reference Guide™

Step 4: Active approach to prepare participants for retirement

• Teach the Paychecks for Life™ System – nine core principles for building a paycheck manufacturing company from the employers 401(k)

Spay & Associates | 5465 Utica Ridge Road | Davenport, Iowa 52807 | Phone: 563-326-0960 | Fax: 563-823-0535

Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Spay & Associates are not affiliated.

Cambridge’s Form CRS (Customer Relationship Summary)

This communication is strictly intended for individuals residing in the states of CA, FL, IA, IL, IN, ME, MO, NM, OH, TX, WI. No offers may be made or accepted from any resident outside the specific states referenced.

PLEASE NOTE: The information being provided is strictly as a courtesy. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to. We make no representation as to the completeness or accuracy of information provided at these websites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this website.

Spay and Associates